Finance & Investment Authority Hub
This hub contains verified algorithms and step-by-step math breakdowns for calculating personal wealth, investments, and home loan repayment schedules.
Featured Tools & Calculators
Crypto Tax Calculator
Calculate cryptocurrency tax liabilities, short-term and long-term gains, TDS, and trading fee impact under Indian tax rules.
Advanced Retirement Corpus Goal Planner
Plan your retirement corpus target by modeling inflation-adjusted expenses, life expectancy, post-retirement returns, and withdrawal strategies.
Portfolio Asset Allocation & Risk Analyzer
Analyze your investment portfolio asset mix, calculate weighted expected returns, estimate overall portfolio volatility (risk), and compare against target model allocations.
Freelancer Tax & GST Invoice Calculator
Calculate freelancer tax liabilities, estimate GST on invoices, deduct professional expenses, and project net take-home earnings.
Indian Income Tax Calculator
Calculate and compare your income tax liability under the Old and New tax regimes for FY 2024-25 (AY 2025-26), factoring in standard deductions and exemptions.
US Income Tax Calculator
Calculate your federal US income tax liabilities for tax year 2024, factoring in standard deductions, filing statuses, and marginal tax brackets.
EPF & EPS Pension Estimator
Estimate your Employee Provident Fund (EPF) accumulation at retirement and project your Employee Pension Scheme (EPS) monthly pension payout based on salary and contribution tenure.
Gratuity Calculator
Calculate your gratuity amount under the Payment of Gratuity Act 1972, based on basic salary, dearness allowance, and total years of continuous service.
NPS (National Pension System) Calculator
Calculate your National Pension System (NPS) retirement corpus, tax-free lump sum withdrawal, and estimate your monthly annuity pension payout.
EMI Calculator
Calculate Equated Monthly Installment (EMI) for home loans, car loans, and personal loans.
SIP with Step Up Calculator
Calculate your systematic investment plan (SIP) returns with an annual step-up contribution percentage to match your growing income.
SIP Calculator
Calculate potential returns on your Systematic Investment Plan (SIP) investments.
Frequently Asked Questions
Q:What is the difference between APR and interest rate?
Interest rate is the annual cost of borrowing. APR includes both the interest rate and other bank administrative fees.